Financial Calculators

These calculators have been provided as a resource for you to help plan your financial matters. Enter your criteria and you will find answers with dynamic graphs and personalized reports.


Cash Flow

Should I pay down debt or invest more?


How long will my money last?


Historical inflation - Compare purchasing power


Credit & Debt

How long will it take to pay off my credit card(s)?


How long until my loan is paid off?


What would my loan payments be?


What is the balance owing on my loan?


Which is better, cash up front or payments over time?


What is the impact of making extra debt payments?


Should I pay off debts or invest the money?


Taxation

Federal income tax estimator


How much self-employment tax will I pay?


What is my taxable-equivalent yield?


Tax refund estimator


Tax freedom day


Paycheck & Benefits

Convert my salary to an equivalent hourly wage


Convert my hourly wage to an equivalent salary


Retirement

Social security retirement income estimator


How does inflation impact my retirement income needs?


Convert discretionary expenses to savings


Investment

Compare taxable vs. tax-free investment return


What is the value of a bond?


What is the value of compound interest?


What is the value of a call or put option?


Taxable vs. tax-advantaged saving comparison


What is the long-term impact of increased return?


Certificate of deposit (CD) analyzer


What is the dividend yield on a stock?


How do expenses impact mutual fund returns?


College

Will I be able to pay back my student loans?


What are the advantages of the Coverdell ESA?


What are the advantages of a 529 College Savings Plan?


What is the value of a college education?


What are the payments on a parental (PLUS) loan?


Home & Mortgage

Comprehensive mortgage calculator


Should I convert to a bi-weekly payment schedule?


What are the tax savings generated by my mortgage?


Compare an interest-only versus traditional mortgage


Insurance

What is my life expectancy?


What are the chances of becoming disabled?


How much will I earn in my lifetime?


What are the tax advantages of an annuity?


How long will my current life insurance proceeds last?


Saving

Becoming a millionaire


How long will it take to double my money?


How long until my savings reach my goal?


Save now vs. save later


How much should I save to reach my goal?


What will my current savings grow to?


Calculate rate of return


How do taxes and inflation impact my return?


Auto

Auto purchase - Loan vs. 0% dealer financing?


What would my auto payments be?


Auto loan - Accelerated payoff


Business

What are the tax savings of a qualified retirement/cafeteria plan?


Should I pay or charge monthly, quarterly or annually?


What is the value of my business?


How many units do I need to sell to breakeven?


Should I lease or buy equipment?


What are my tax savings with Section 179 deduction?